To Preserve
Family Wealth and Business Success
Across Generations

Texas Financial Partners



You’re not alone.

Enter

Texas Financial Partners

  • A merger of seasoned independent life insurance professionals, combining our knowledge and experience, resources and relationships, foresight and insight.
  • Increasing your confidence that today’s estate, business, and philanthropic plans are complete and your family heritage is well-rooted.


You invest months in planning details and emotional issues for the surety that the right assets will go to the right people at the right time and in the right manner. You expect change but rely on continuous mindful support from your advisors—not voicemail systems from institutions.

Client Continuity Merger

  • The integration of high service standards and personal service teams to protect your plans for financial security, business success, and family harmony.
  • Leveraging information technology and analytical skills to oversee changes throughout your lifetime, reaching into your family’s future.


The stewardship of family wealth depends on continuity of values and financial strategies over generations. Texas Financial Partners’ client continuity merger is designed to help you and your heirs meet future obstacles and opportunities with continual unmatched personal service.

Meet our Principals

Move cursor over each Principal for more information.

A. R. “Buddy” Dike

A. R. “Buddy” Dike

Founder, Texas Financial Partners
Founder, The Dike Company

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“The financial services field can appear to be all about numbers, but to me it is a relationship business. I've always been a people person, and that taught me the importance of the Golden Rule in building client relationships. In my experience when that rule drives client relationships, they turn into friendships that can last decades.”

... See Bio

A. R. “Buddy” Dike

Founder, Texas Financial Partners
Founder, The Dike Company

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  • Entrepreneur
  • Launched The Dike Company in 1966 to respond to clients' specialized needs for estate planning, business insurance, and employee benefit plans.
  • Later formed The Insurance Alliance to combine expertise in diverse planning disciplines.
  • The Insurance Alliance was acquired by Willis Group Limited, third largest insurance broker in the world, in 1991.
  • Chairman for Willis-Fort Worth until 1999
  • Bought back individual life insurance clients and some group benefits clients from Willis. 

Education

  • Graduate of Texas Christian University
  • Football scholarship, lettering three years, chosen team captain senior year
  • Member of TCU Lettermen’s Hall of Fame
  • President of TCU Letterman’s Association 1966-67
  • TCU Valuable Alumnus 1978

Accreditation

  • Chartered Life Underwriter 1962 

Professional Leadership

  • President, Insurance Alliance 1988-1991
  • Founding member of PartnersFinancial, purchased by National Financial Partners, 1997
  • Chairman of the Board through PartnersFinancial’s formative years 1994-2001
  • Past President of Fort Worth Association of Life Underwriters
  • Past President of Fort Worth Society of Financial Service Professionals
  • Past President of Fort Worth Business and Estate Council
  • Charter Member and past Board Member of the Top of the Table
  • Life Member of Million Dollar Round Table
  • Member of Association of Advanced Life Underwriters

Business Leadership

  • Served the Board of Americredit Financial Corporation (NYSE) for twelve years until acquired by General Motors.
  • 21-year Board Member of Cash America International (NYSE)
  • 20-year Board Member of Texas Commerce Bank, Chemical Bank, Chase Bank of Texas

Community Leadership

  • Currently serves the Board of the Cotton Bowl Athletic Association since 1971 and Past Chairman of the Board 1976-78.
  • Board of Trustees of Texas Christian University since 1985
  • Serves on the Board of the Davey O'Brien Foundation

Avocation

  • Buddy and Sara have three children, David, Michael and Susanne.

 

 

 

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Todd S. Healy

Todd S. Healy

Founder, Texas Financial Partners
Founder, HealyPartners

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“Clients need solutions that enable them to identify and pass along to future generations the personal financial values that have been important to them. Our counseling and facilitating efforts for individuals, their families and their businesses are driven by three core values—clarity, confidence, and coordination.”

... See Bio

Todd S. Healy

Founder, Texas Financial Partners
Founder, HealyPartners

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Experience

  • Estate Planning
  • Insurance Planning
  • Business Continuity Planning
  • Charitable Planning
  • Creator of The Values Perpetuator Process®

Education

  • Bachelor of Arts, University of California at Berkeley
  • Master of Social Work, University of California at Berkeley

Accreditation

  • Chartered Life Underwriter
  • Chartered Advisor in Philanthropy
  • Chartered Financial Consultant
  • Accredited Estate Planner
  • Group I Life and Health License
  • Mutual Funds and Variable Annuities Representative (Series 6) and Uniform Securities Agent State Law License (Series 63)

Professional Leadership

  • Dallas Estate Planning Council (former president)
  • Partnership for Philanthropic Planning
  • National Society of Financial Service Professionals, Dallas Chapter (former National Board Member)
  • Estate Planning Council of North Texas
  • American Red Cross—San Antonio, Planned Giving Council (former board member)
  • Southern Methodist University, Planned Giving Council
  • ING, Pacific Life, and John Hancock Advisory Councils (former member)
  • Advisors in Philanthropy
  • National Association of Insurance and Financial Advisors
  • Association for Advanced Life Underwriting (AALU)
  • AALU Charitable Planning Committee (former Chairman)

Recognition

  • Beverly Brooks Leadership Award - Society of Financial Service Professionals
  • Golden Key Society Role Model Award - The American College

Media

  • Commerce Clearing House (CCH) - Practical Estate Planning
  • Journal of Financial Service Professionals
  • Family Business

Avocation

  • Todd is an accomplished equestrian and does his best work after a weekend with Libby on his East Texas ranch caring for his horses.
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H. Gray Mills

H. Gray Mills

Founder, Texas Financial Partners
Founder, Mills Financial Group

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“After a prominent professional advisor asked us to meet with his oldest and largest client, I had to reflect on what made him so comfortable with our firm. I concluded that our reputation is based on a very simple axiom. Tell people what you are going to do, then do it—and remember to say please and thank-you.”

... See Bio

H. Gray Mills

Founder, Texas Financial Partners
Founder, Mills Financial Group

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Experience

  • Organized Mills Financial Group in 1977 to specialize in estate planning, business insurance, and employee and executive benefit plans.
  • Longtime member of PartnersFinancial, a national marketing organization composed of 200 insurance firms, owned by National Financial Partners

Education

  • Graduated from Texas Christian University with a Bachelor of Business Administration degree while lettering in football and baseball.
  • Attended graduate school at George Washington University.
  • Served in the US Army with a tour of duty in Vietnam.

Accreditation

  • Chartered Life Underwriter

Former Professional Leadership

  • Past President of Fort Worth Association of Life Underwriters
  • Past President of Fort Worth Business and Estate Council
  • Past Officer of Fort Worth Chapter of American Society of Life Underwriters
  • Life and a Qualifying Member of Million Dollar Round Table

Community Leadership

  • Past Served as Board Chairman of Baylor All Saints Hospital Foundation
  • Past Board Member of Baylor All Saints Hospital
  • Past Board Member of Juliette Fowler Home
  • Past Board Member of Gill Children’s Service Center
  • Past Board Member and Chairman of Citizens National Bank
  • Past Officer and Board Member of Fort Worth Academy
  • Past President of TCU Lettermen's Association
  • Past Founder and Past President of Fort Worth Breakfast Club
  • Past Founder and Past Board Member of local ALS support group and charity golf tournament

Avocation

  • Gray and Nelda have two adult children, Kyle and Kristen, and two grandchildren, Holt and Clark.
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W. P. Richardson

W. P. Richardson

Founder, Texas Financial Partners
Whitley Penn Financial Services

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“Success can create its own set of problem. Many thriving businesses won’t have enough liquidity to survive the tax impact of ownership transfer. A successful business is often the largest asset in an estate, forcing a sale or liquidation to meet estate tax liabilities. Owners have to plan well in advance for any ownership transition within the family or the management team or outside buyers.”

... See Bio

W. P. Richardson

Founder, Texas Financial Partners
Whitley Penn Financial Services

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Education

  • Graduated fromTexas Christian Universityin 1985 with a degree in Business Management while lettering in golf.

Experience

  • After graduating from TCU, W.P. worked in a family business for one year.
  • Started in the life insurance industry in 1987 specializing in advanced wealth transfer strategies.
  • Joined Whitley Penn Financial, LLP in 2002.
  • Extensive background in comprehensive planning for small business continuity, wealth transfer strategies, estate planning, and long term disability

Accreditation

  • Chartered Life Underwriter
  • Certified Family Business Planning Specialist from The American College
  • Mutual Funds and Variable Annuities Representative (Series 6) and Uniform Securities Agent State Law License (Series 63)

Community Leadership

  • Past Board Member and officer for The Big Brothers and Big Sisters Organization of Tarrant County
  • Member of the TCU Ex Lettermen’s Association
  • Past President and Chairman of the Board at Ridglea Country Club
  • Current Board Member of The Envoy Hospice Foundation

Avocation

  • W.P. and Alicia have two children, Andrew and Rylie.
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Gary W. Stallard

Gary W. Stallard

Founder, Texas Financial Partners
Founder, Stallard Financial Strategies

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"Client relationships come in all shapes and sizes. The most important element I bring to the table is objectivity. Objectivity means I will give sound advice and I’m not afraid to challenge assumptions or conclusions."

... See Bio

Gary W. Stallard

Founder, Texas Financial Partners
Founder, Stallard Financial Strategies

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Experience

  • Stallard Financial Strategies, Inc., formed 1979, advising family offices, high net worth family groups and closely held businesses
  • Focus on Executive Benefits consulting for private and public companies and Estate Liquidity planning for private business owners and affluent families
  • Developed alternative funding methods and other creative planning tools to optimize clients’ wealth transfer and philanthropic planning

 Education

  • Bachelor of Business Administration, Finance and Economics, University of Texas at Austin
  • Masters of Business Administration, Finance, University of Utah

Accreditation

  • Chartered Life Underwriter
  • Uniform Securities Agent State Law License (Series 63) 
  • Group 1 Life & Health License
  • Registered Representative with NFP Advisor Services

Professional Leadership

  • Dallas Chapter of the National Association of Insurance and Financial Advisors
  • Dallas Estate Planning Council
  • Dallas Chapter of the Society of Financial Service Professionals
  • Association for Advanced Life Underwriting
  • Million Dollar Round Table’s Top of the Table

Avocation

  • Gary and Katrin have an affinity for the great outdoors, and in his leisure time Gary can be found boating, fishing, whitewater rafting, cycling, hunting, and enjoying all that nature has to offer.
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Meet our Directors

Move cursor over each director for more information.

Carolyn J. Smith

Carolyn J. Smith

Director, Texas Financial Partners

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“Thirty years as tax partner and partner in charge of Private Client Services with Padgett Stratemann & Co. were a perfect prelude to the satisfaction of working directly with our clients. My knowledge and experience, plus the credibility I enjoy among professional advisors, can accelerate the challenging planning process that affluent families and their businesses go through and reassure them that their objectives of financial independence and family harmony will be achieved.”

... See Bio

Carolyn J. Smith

Director, Texas Financial Partners

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NFP Advisor Services, LLC is not a Certified Public
Accounting firm and does not provide tax or legal advice.

Experience

  • Estate Tax Planning
  • Succession Planning
  • Post Mortem Planning

Education

  • Bachelor of Arts, Texas Lutheran University

Accreditation

  • Certified Public Accountant
  • Chartered Advisor in Philanthropy
  • Group I Life and Health License
  • General Securities Representative (Series 7) and Securities Agent and Investment Advisor Representative (Series 66)

Professional Leadership

  • American Institute of CPAs
  • Texas Society of CPAs
  • San Antonio Chapter of CPAs
  • The Legacy Companies™
  • San Antonio Estate Planners Council
  • Partnership for Philanthropic Planning of San Antonio
  • Planned Giving Council for American Red Cross-San Antonio
  • Stephen Ministries Leader

Recognition

  • Heckerling Institute of Estate Planning speaker
  • Blueprints for Tomorrow Conference speaker
  • Legacy Network Conference speaker
  • National Financial Partners Conference speaker

Media

  • Central Texas Estate Planners Council
  • San Antonio CPA Symposium
  • Institute of Certified Business Counselors

Avocation

  • Carolyn and Jeff have one son, Tyler.
  • A certified Stephen minister, Carolyn has a heart for people.
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Timothy J. Engelbert

Timothy J. Engelbert

Director, Texas Financial Partners

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"My grandmother used to tell me, to have a friend you have to be a friend first, and I have used her advice to define my role with owners of privately held businesses and their families. They have worked through the risks of founding their companies and look to us to resolve future risks and preserve the value of their success."

... See Bio

Timothy J. Engelbert

Director, Texas Financial Partners

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Experience

  • Entered the life insurance industry after graduating from the University of Nebraska.
  • Moved to Fort Worth and built a practice in the Fort Worth office of Connecticut Mutual Life Insurance Company.
  • Joined The Dike Company in 1988 to specialize in estate planning, business insurance, and employee benefit plans.
  • Served on several committees of PartnersFinancial, a national marketing organization composed of over 200 insurance firms of which The Dike Company is a founding member.

Education

  • Graduated from the University of Nebraska with a degree in business administration.

Accreditation

  • Life Underwriter Training Council Fellow from NAIFA

Professional Leadership

  • Member of the Fort Worth Association of Insurance and Financial Advisors
  • Past Board Member of the Society of Financial Service Professionals
  • Member of the Association of Advanced Life Underwriters

Community Leadership

  • Former Board Member of The Knights of Columbus
  • Former Board Member of The Serra Club of Fort Worth
  • Currently serves on various committees at The Fort Worth Club.
  • Founding board member of IOG, a Non Profit Corporation that raises money to help Texas individuals and families

Avocation

  • Tim and Julie have three children, Colin, Kyle and Cami.
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Hector M. Frietze

Hector M. Frietze

Director, Texas Financial Partners

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“After 40 years in public accounting as an advisor to international businesses, I learned that there is nothing better than being around people I can trust, totally. It is great to work with a team of people who share my belief in the power of collaboration.”

... See Bio

Hector M. Frietze

Director, Texas Financial Partners

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NFP Advisor Services, LLC is not a Certified Public
Accounting firm and does not provide tax or legal advice.

Experience

  • Corporate and International Tax Advisor
  • International Executive and Expatriate Advisor
  • Manager, International Tax Services Mexico City
  • Estate Tax Planning for U.S. and Foreign Individuals

Education

  • Bachelor of Business Administration, Accounting, College of Santa Fe, New Mexico

Accreditation

  • Certified Public Accountant

Professional Leadership

  • Free Trade Alliance of San Antonio—Past Treasurer, Governance Committee, and Board Member
  • San Antonio Hispanic Chamber of Commerce
  • Asociacion de Empresarios Mexicanos
  • American Institute of Certified Public Accountants
  • Member Personal Financial Planning and Tax Section
  • Texas Society of CPAs

Recognition

  • Guest Lecturer for Post-graduate Studies, Universidad Panamericana, Guadalajara, Mexico
  • Lecturer for 2 years, IPADE Business School of Mexico
  • Lecturer in U.S. and Mexico for 9 years, State of Texas, Governor’s Office of International Development
  • Guest speaker and course presenter on conducting business in the US, Free Trade Alliance of San Antonio

Avocation

  • Hector and Shai have a blended family of six children and two grandchildren
  • Public speaking, coaching, mentoring
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Concept and Content by Terry White, ideatransfertw@gmail.com | Images provided by Costa Christ Media LLC, costachrist.com | Website Design & Development by Champ Internet Solutions, champinternet.com

*Securities may be offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services may be offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Not all persons listed can offer Securities and Investment Advisory Services. Texas Financial Partners is a member of PartnersFinancial, a platform of NFP Insurance Services, Inc. (NFPISI), which is an affiliate of Kestra IS. Texas Financial Partners is not affiliated with Kestra IS, Kestra AS, and NFPISI.

This site is published for residents of the United States only. Registered Representatives of Kestra Investment Services, LLC (Kestra IS) and Investment Advisor Representatives of Kestra Advisory Services, LLC (Kestra AS) may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all products and services referenced on this site are available in every state and through every representative or advisor listed. For additional information, please contact Kestra IS Compliance Department at 844-5-KESTRA (844-553-7872).

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